Howard Ankin — Chicago Rideshare Injury

Rideshare passenger on a Chicago sidewalk after another driver ran a light - Ankin Law

Hurt as a Rideshare
Passenger in Chicago?

Injury Law Made Personal®

The single most important fact about your case has nothing to do with how badly you were hurt. It is how much insurance was available. A rideshare on an active trip carries a million dollars of coverage in Illinois — and the private driver who hit you may carry the state minimum. Same crash, a very different recovery. Ankin Law has fought for injured Illinois families for over 35 years.

Call 312.600.0000 Free Case Review

Why the Ride You Were In Changes Everything

Another car running a light into a for-hire rideshare in Chicago - Ankin Law dramatization

The Situation

You were in the back seat with your belt on, doing nothing but being driven somewhere. Somebody came through a light. As a passenger you are the one person in the whole event who cannot be blamed for any of it — which, for a claim, is the strongest position there is.

Bystander at a Chicago intersection after a rideshare crash - Ankin Law dramatization

The Accident

You exchange information with the driver of your own car and go home sore. Nobody screenshots the trip. Within days the app receipt, the GPS record and the exact status of that driver — on a trip, waiting for one, or off the clock — are the difference between a million dollars of coverage and almost none.

Howard Ankin explaining Illinois rideshare insurance coverage - Ankin Law

The Solution

Ankin Law preserves the trip record first, then works out every policy that touches the crash: the rideshare company’s, the at-fault driver’s, and sometimes your own. Howard Ankin has fought for injured Illinois families for over 35 years, and no fee is owed unless we win.

What Illinois Law Says About Rideshare Crashes

$1 million

Illinois requires a rideshare company to carry a million dollars of coverage while a driver is on an active trip — and a million more for an uninsured or underinsured driver who hits you

It depends

on the app. Between rides the coverage drops sharply, and with the app off there is none at all. The trip record is what proves which one applied at the moment of impact

2 years

is the Illinois deadline to file an injury lawsuit. Evidence goes long before that — app data and dashcam footage are routinely overwritten within weeks

Who Pays — and What You Can Recover

It Does Not Matter Which Driver Was At Fault

If your rideshare driver caused it, the company’s million-dollar liability policy answers. If the other driver caused it and carries too little, the company’s uninsured and underinsured coverage fills the gap. Either way, as a passenger you are covered by the larger policy.

Your Own Policy May Add To It

Uninsured and underinsured motorist coverage on your own auto policy can follow you as a passenger in someone else’s car, and using it is not supposed to raise your rates. Most people never think to look, because they were not driving.

What You Can Recover

Emergency care, imaging, and the physical therapy that soft-tissue neck and back injuries actually require. Lost wages while you cannot work. And compensation for the pain and the lasting limitation, which is the part the first offer never covers.

Why Ankin Law Is the Right Call After a Rideshare Crash

Screenshot the Trip Before You Do Anything Else

The receipt, the map, the driver’s name and the time stamps are the proof that the trip was active. That single screenshot is what puts the million-dollar policy on the table, and it is the easiest evidence in the whole case to lose.

Do Not Give a Recorded Statement

An adjuster will call quickly and sound helpful. Their job is to establish that your injury is minor and that the trip status was something other than what it was. You are not required to give one before you have spoken to a lawyer.

No Fee Unless You Win

You pay nothing to start and nothing unless Ankin Law recovers for you. A passenger claim is the clearest kind of injury case there is, and it should never be settled for the first number offered. Howard Ankin has been doing this for over 40 years.

Get Your Free Case Review

If you were hurt riding as a rideshare passenger, the trip record is already being archived and an adjuster is already working on your claim. Contact us today for a free, confidential consultation with no obligation.

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Ankin Law

Injury Law Made Personal®

312.600.0000

Chicago, Illinois • Available 24/7

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